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Loan Programs

We Make Funding Easy

Explore multiple commercial and business funding programs designed to fit your project needs, fuel growth, and maximize your investment potential. As your broker, we match you with the right lender — not the other way around.

Commercial Real Estate

Whether you're acquiring, refinancing, or constructing income-producing commercial property, Pinnacle Funding Sources competitive financing from banks, credit unions, conduit lenders, and private equity sources.

Office Buildings
Retail Centers
Multifamily (5+ units)
Industrial / Warehouse
Mixed-Use Properties
Owner-Occupied CRE
$500K+
Minimum
5–30 Yr
Terms
Fixed/ARM
Rate Types
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Commercial real estate building
SBA loan documentation

SBA Loans 7(a) & 504

Government-backed SBA loans offer the most favorable rates and terms available to qualified small businesses. Pinnacle works with SBA-preferred lenders to expedite approvals and simplify underwriting.

SBA 7(a): Up to $5M
SBA 504: Up to $5.5M
Owner-Occupied Real Estate
Equipment & Working Capital
Business Acquisition
Below-Market Fixed Rates
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Equipment Financing

Finance new or used equipment for any industry without depleting your working capital. Equipment loans and leases are secured by the asset itself, allowing for flexible terms and competitive rates even with less-than-perfect credit.

Construction Equipment
Manufacturing Equipment
Medical & Dental Equipment
Fleet & Transportation
Technology & IT Systems
Restaurant & Food Service
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Industrial equipment
Business working capital

Working Capital

Short-term business financing to fund operations, seize growth opportunities, manage seasonal cash flow, or cover unexpected expenses. Multiple product types available based on your revenue and credit profile.

Business Lines of Credit
Term Loans (3–36 months)
Revenue-Based Financing
Merchant Cash Advances
Invoice Factoring
Fast Funding (24–72 hrs)
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Business Acquisition

Acquire an existing business, a franchise, or buy out a partner with financing structured to minimize your equity injection. We work with you to present the deal attractively to lenders and navigate complex acquisition underwriting.

Business Purchase Loans
Franchise Financing
Partner Buyouts
Management Buyouts (MBO)
SBA 7(a) Eligible
No Industry Restrictions
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Business handshake acquisition
Bridge financing

Bridge Loans

Short-term financing to bridge the gap between a current need and permanent financing. Ideal for time-sensitive acquisitions, construction completion, or stabilizing an asset before securing long-term debt.

6–36 Month Terms
Fast Close (7–21 Days)
Asset-Based Underwriting
Fix & Flip Eligible
Construction Completion
No Prepayment Penalty
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DSCR & Rental Loans

Debt Service Coverage Ratio loans qualify based on the property's rental income — not your personal income. Perfect for real estate investors building and scaling rental portfolios without the documentation burden of traditional mortgages.

Vacation & Airbnb Rentals
Long-Term Rentals
Rental Portfolio Loans
No Income Verification
LLC / Entity Eligible
30-Year Fixed Available
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Rental property investment

Find the Right Loan for Your Business

Not sure which program fits your needs? Our loan advisors will analyze your situation and recommend the best path to funding — at no cost to you.

Start Your Application Free Consultation